function validate_form ( )
{
    valid = true;

    if ( document.referralform.fname.value == "" )
    {
        alert ( "Please fill in your First Name." );
        valid = false;
    }
	if ( document.referralform.lname.value == "" )
    {
        alert ( "Please fill in your Last Name." );
        valid = false;
    }
    if ( document.referralform.email.value == "" )
    {
        alert ( "Please fill in the your Email." );
        valid = false;
    }
	if ( document.referralform.address1.value == "" )
    {
        alert ( "Please fill in your Address." );
        valid = false;
    }	
	if ( document.referralform.city.value == "" )
    {
        alert ( "Please fill in your City." );
        valid = false;
    }	
	if ( document.referralform.state.value == "" )
    {
        alert ( "Please fill in your State." );
        valid = false;
    }	
	if ( document.referralform.zip.value == "" )
    {
        alert ( "Please fill in your Zip Code." );
        valid = false;
    }	
	if ( document.referralform.phone.value == "" )
    {
        alert ( "Please fill in your Phone Number." );
        valid = false;
    }	
	if ( document.referralform.accountnumber.value == "" )
    {
        alert ( "Please fill in your Account Number." );
        valid = false;
    }	
	if ( document.referralform.friend1_fname.value == "" )
    {
        alert ( "Please fill in your Friend's First Name." );
        valid = false;
    }	
		if ( document.referralform.friend1_lname.value == "" )
    {
        alert ( "Please fill in your Friend's Last Name." );
        valid = false;
    }	
		if ( document.referralform.friend1_phone.value == "" )
    {
        alert ( "Please fill in your Friend's Phone Number." );
        valid = false;
    }	
		if ( document.referralform.friend1_address1.value == "" )
    {
        alert ( "Please fill in your Friend's Address." );
        valid = false;
    }	
		if ( document.referralform.friend1_city.value == "" )
    {
        alert ( "Please fill in your Friend's City." );
        valid = false;
    }	
		if ( document.referralform.friend1_state.value == "" )
    {
        alert ( "Please fill in your Friend's State." );
        valid = false;
    }
		if ( document.referralform.friend1_zip.value == "" )
    {
        alert ( "Please fill in your Friend's Zip Code." );
        valid = false;
    }
    return valid;
}